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Our practice model also works well for self-directed individuals and do-it-yourself investors who periodically need or want a professional second opinion of their financial situation and/or validation that the decisions they’ve made are sound. These clients prefer to manage some or all of the implementation on their own.
Clients who can benefit from fee-only hourly planning span the spectrum from those who are just beginning their investment program to those who have become quite wealthy from their investments over the long-term.
The bottom line is that clients who want unbiased advice and guidance to help them manage their own finances and achieve financial independence will find Safe Harbor to be their type of planning firm.
Financial planning is a process, not an event. Another way to view the financial planning process is as a journey to a financial goal. As with any journey you need to know where you are starting from, where you want to end up, the hazards or pitfalls (or the fun detours) along the way, and you need a way to measure your progress and make adjustments as needed. In some respects this is similar to plotting a course at sea. There are many possible ways to get to your destination but you need a plan of action, an accurate chart, the right tools, and you may need to make course adjustments along the way to account for changes or challenges. You also may want to seek assistance along the journey from others who have experience or expertise that you can draw upon. Your goal lies ahead in your very own safe harbor. Do you have a plan to get there? Ask us for advice and assistance--we can help you get started and keep on course.
Safe Harbor Financial Advisors, LLC
Safe Harbor is now seeing clients in Portsmouth at the office of Louann Lawrence, CPA & Associates
Please call 401-684-1454 or email us at Info@SafeHarborFinancialAdvisors.com to set up an initial, no-cost, no-obligation "get acquainted" meeting.
George F. Reilly is the founder and principal planner at Safe Harbor. George is an attorney and Certified Financial Planner™ and served as a Judge Advocate in the U.S. Navy for more than 20 years, including service in Newport.
George has family ties to Rhode Island dating back to the mid-1800's and his own family has owned a home in Portsmouth for more than 50 years. George is admitted to the bars of Rhode Island (currently in an inactive status), Virginia, Maryland, and Washington, DC. Although his Navy service ultimately led George to settle in the Virginia suburbs near Washington, DC, he considers Rhode Island his second home and has expanded Safe Harbor Financial Advisors, LLC to Rhode Island to fill a gap in the financial planning market in the Ocean State.
Safe Harbor’s mission is to ensure that professional, objective financial advice is available to everyone and is not conditioned upon your net worth, income or assets. With hourly fees, you pay for what you need and nothing more. There are no "minimum" fees and no income or net worth requirements.
We believe that financial advisors have a Fiduciary Duty to their clients. This means that we must act solely in your best interests. This is only possible under a fee-only arrangement where you pay us directly.
The beauty of Fee-Only, hourly services is that you pay for just the time your advisor works with you or for you, just like the as-needed, professional services provided by your doctor, dentist, attorney or CPA. Clients have the flexibility to engage an advisor’s services on a one-time, periodic as-needed or ongoing basis, or for comprehensive financial planning.
Because Safe Harbor does not accept commissions or third-party compensation in any form, the advice rendered to our clients is completely independent. There are never any third-party agendas to worry about. Rest assured, your Safe Harbor financial planner is working solely for you – not a parent company or institution with a corporate sales agenda.
Safe Harbor Financial Advisors provides only hourly, as-needed financial planning and advice. This practice model is a great fit for individuals and families who do not meet the income or net worth requirements imposed by some advisors but would benefit from professional financial guidance.